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Heritage Bank’s eventual collapse in 2024 was long in the making
Heritage Bank emerged from the ashes of Société Générale Bank Nigeria (SGBN), which lost its license in 2006.
The bank rebranded...
Keystone Bank has survived shakeups but not without scars
Bank PHB was among the banks flagged in the 2009 CBN/NDIC audit for capital inadequacy and governance failures.
Despite regulatory interventions,...
Access Bank has evolved from a Nigerian bank to a pan-African financial institution
When Aigboje Aig-Imoukhuede and Herbert Wigwe acquired Access Bank in 2002, it ranked 65th in Nigeria. Today, it is the...
UBA has the largest global footprint of Nigerian banks with an international licence
Seven Nigerian commercial banks have international authorisation. Per the new capital requirements, these banks must raise their shareholders' funds to...
Nigeria: POS transactions surge over 10,700x in 14 years, as ATM use declines
As ATMs struggle with cash shortages, Nigerians have turned to POS to fill the gap — even when using them...
21% of the ₦17.67 billion lost to fraud in 2023 was recorded in October, totaling ₦3.76 billion
Fraud data submitted to the Nigeria Inter-Bank Settlement System by financial institutions in 2023 reveals that customers lost ₦17.67 billion...
66% of fraud in 2023 was committed using social engineering
In 2023, 66% of fraud cases were committed using social engineering, the most common technique. Mobile channels accounted for 50%...
GTCO shatters records with ₦1.08t earnings in first three quarters of 2024 following historic Q1 profit.
Guaranty Trust Holding Company (GTCO) sets a new milestone with ₦1.08t profit after tax in the first three quarters of...
Only 12 states in Nigeria have up to 100 commercial bank branches
Ten states in Nigeria account for 67% of all commercial bank branches. Lagos has over 1,000 branches, while no other...
GTCO grows profit by over 3x in H1 2024, leading Nigerian banks with a 223% surge
Data from 11 Nigerian banks in H1 2024 reveals that 10 of them experienced profit growth, showcasing resilience in the...
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