Access to finance: The Nigerian perspective (2024-2025)

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Access to Finance in Nigeria 2025 presents findings from interviewing over 3,000 adults across the 36 states of the country and the Federal Capital Territory.
  • Bank or mobile money account and the role of location, gender, and age, among others
  • Bank or mobile money account ownership in 2022 and 2024
  • Proximity of financial institution branch to people
  • Other financial services that people need
  • The services people use agency banking (PoS agents) for
  • The challenges with using agency banking
  • The financial services that people will use in 2025
  • Methodology
  • Acknowledgement
  • Introduction
  • Industry figures
  • Key figures
  • The people
    • Demography
    • Banking facilities: location and proximity
  • Bank or mobile money account ownership
    • Gender breakdown
    • Regional breakdown
    • Education and account ownership
    • Proximity of bank branch
    • Other financial services that people use
    • Banking channels
    • Challenges in accessing financial services
  • People without a bank or mobile money account
    • Reasons for account ownership
    • Financial services that people want
    • How people without bank account save or receive money from outside their community
  • Agency banking usage
    • Services people use agency banking for
    • Challenges with patronising agency banking
    • Account ownership and agency banking usage
  • 2025 outlook
    • Financial services that people will use in 2025
    • Trust in the financial Nigerian financial institutions
  • References
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Report highlights
Access to Finance in Nigeria 2025 presents findings from interviewing over 3,000 adults across the 36 states of the country and the Federal Capital Territory.
Year Published: 2025
Pages:46
Document Type:PDF
Languages:English
Price: Free
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